Budget Policy

  Do you know Overseas Student Health Cover (OSHC) plays an important role in international students’ lives? Reason being, it is one of the key visa requirements that assures health, safety, and overall wellbeing of international students. Australian medical healthcare system is very expensive though the best one in the world. If you are an international student, this blog will help you with OSHC cost, coverage, and providers. Ensuring, you choose the best plan. What Is OSHC and Why Is It Important? Overseas Student Health Cover (OSHC) is a health cover for international students in Australia. OSHC is important as it provides students access to essential medical services such as doctor visits to hospital stays, emergency ambulance services, and more. Therefore, regardless of medical assistance you might need, OSHC has you covered as well as ensures peace of mind. Costs of OSHC in Australia The cost of OSHC in Australia entirely depends on the provider you buy it fro...

  Having an adequate health insurance is a prerequisite for many Australian visas, one of which is the common and most applied - student visa ( subclass 500 ) and visitor visa ( subclass 600 ). You must be aware of the various health cover plans, inclusions, exclusions, waiting periods, and much more to ensure buying the right coverage for your stay in the country. Overseas Student Health Cover (OSHC) is for international students moved to Australia to pursue higher studies. On the other hand, Overseas Visitor Health Cover (OVHC) is for intentional workers, travellers, and Temporary Graduate visas ( subclass 485 ) holders. The healthcare benefits of these two plans are similar yet different so, you must know the right cover to buy for your visa type. In the following blog, we will compare OSHC and OVHC to help you find a suitable health coverage. Purpose of OSHC The primary goal of OSHC is to support international students in Australia financially when it comes to healthc...

  The Department of Home Affairs mandates that overseas students must maintain Overseas Student Health Cover (OSHC) during their stay in Australia. The OSHC policy will cover hospital and medical-related expenses in case of getting sick or injured. International students and their dependents (like partners, family, or children under 18) are required to obtain OSHC before processing their visa applications. The overseas student health cover basically includes doctor visits, in-hospital treatments (some), ambulance cover, and limited medications. However, if overseas students do not have OSHC, they are not eligible to apply for an Australian student visa.                Why is it Essential for International Students to Have OSHC? International students must have OSHC (except those from Norway, Belgium, and Sweden) because it is a condition of the Australian student visa. OSHC allows overseas students to access healthcare without experie...

The Overseas Student Health Cover (OSHC) health insurance policy helps international students with medical and hospital care costs during their stay in Australia. It pays for the student’s limited benefits for pharmaceuticals (medicines) and ambulance services. The Department of Immigration and Citizenship (DIC) requires that all individuals carrying a student visa must maintain OSHC in Australia for their stay. The Australian government does not cover overseas students’ health or medical expenses under the 'Medicare' public health insurance system. In addition, it will be very costly for an overseas student to cover the amount of hospital and other medical treatment on his or her own without OSHC. Before buying the health insurance policy, the overseas students contact many health insurance providers to select the most suitable one according to their visa type. Academic institutions provide health insurance policies to international students, but many academic institut...

If you have already planned to study overseas and have chosen Australia to take up higher education, you must be aware of the fact that you must have a valid OSHC ( Overseas Student HealthCover ) when entering Australia, without which you may not be able to enroll in your desired educational program. Buying a health cover (OSHC) is one of the most important things that the student needs to do when planning to enter Australia on a study (subclass 500) visa. Well, there are many reasons that every international student entering Australia must have an Overseas Student Health Cover. Here are some of the top reasons you need an OSHC when entering Australia.   1.      International Students’ Ineligibility for Medicare As we all know, Australia has an excellent and well-structured medical care system, more commonly known as Medicare. The Australian Government’s public health program provides medical care and facilities to Australian citizens and permanent residen...

We all know the importance of insurance; it keeps us financially prepared for unforeseen circumstances that may arise in the future. Insurance keeps us on a safer side financially. When it comes to overseas travel health insurance becomes mandatory. Whether one is traveling for leisure or going for a specific reason, e.g., study visa, employment, etc., health insurance is one of the prime requirements. Australian Government has also mandated OSHC and OVHC policies for every visitor coming into Australia. It is essential for every non-PR/non-citizen to maintain adequate health insurance for entirety of their stay in Australia. This is the reason there is a lot of competition between insurance providers. Insurance providers sell various policies at different prices, depending upon the requirement of the buyers. Amidst the competition that is clearly seen between the prices of insurance policies, there are a few tips that we can provide to choose the best overseas health insurance policy...

Every international student entering Australia must have an overseas student health cover (OSHC) . It is one of the mandates of the Australian Government, so that the students do not become a burden on country’s own healthcare system. As we know that an international student has to have valid health insurance until his/her stay in Australia, whether with spouse or family. Considering this, the OSHC becomes one of the top priorities and necessities for any international student. Well, we can help you with some points that you must keep in mind before buying an OSHC policy. Adhering to these points will keep you covered fully during your stay and will also save you some money! So, here we go! Compare OSHC Policies and Features You surely do not want to buy a policy in haste. Just take your time and compare the policies that are valid for you, along with their features. There are times when students go on to buy policies that do not cover them completely, just because the policies are ava...