Budget Policy

  Having an adequate health insurance is a prerequisite for many Australian visas, one of which is the common and most applied - student visa ( subclass 500 ) and visitor visa ( subclass 600 ). You must be aware of the various health cover plans, inclusions, exclusions, waiting periods, and much more to ensure buying the right coverage for your stay in the country. Overseas Student Health Cover (OSHC) is for international students moved to Australia to pursue higher studies. On the other hand, Overseas Visitor Health Cover (OVHC) is for intentional workers, travellers, and Temporary Graduate visas ( subclass 485 ) holders. The healthcare benefits of these two plans are similar yet different so, you must know the right cover to buy for your visa type. In the following blog, we will compare OSHC and OVHC to help you find a suitable health coverage. Purpose of OSHC The primary goal of OSHC is to support international students in Australia financially when it comes to healthc...

Australia is one of the most beautiful and livable countries with plenty of employment opportunities, world-class education, a travel destination, rich culture, and much more. The person can explore the country while studying, working, visiting, and living.   If the person is planning to visit Australia on a visitor visa, keep in mind that they must buy Overseas Visitor Health Cover (OVHC) policy before starting their visa application process. Nevertheless, many people do not know why OVHC policy is required to get an Australian visitor visa. Well! It is declared by the Australian Government that every international visitor migrating to Australia on work, travel, business, or any visa other than a student visa is required to purchase the OVHC policy. Note:  If someone does not buy the OVHC policy, he/she will become ineligible to process their Australian visa applications.   What is OVHC Policy?   The Overseas Visitor Health Cover (OVHC) policy will pro...

  The Department of Home Affairs mandates that overseas students must maintain Overseas Student Health Cover (OSHC) during their stay in Australia. The OSHC policy will cover hospital and medical-related expenses in case of getting sick or injured. International students and their dependents (like partners, family, or children under 18) are required to obtain OSHC before processing their visa applications. The overseas student health cover basically includes doctor visits, in-hospital treatments (some), ambulance cover, and limited medications. However, if overseas students do not have OSHC, they are not eligible to apply for an Australian student visa.                Why is it Essential for International Students to Have OSHC? International students must have OSHC (except those from Norway, Belgium, and Sweden) because it is a condition of the Australian student visa. OSHC allows overseas students to access healthcare without experie...

Reasons to Choose Bupa OSHC ·         Compliant Policies – Bupa offers all-compliant OSHCs and OVHCs in Australia that meet the Australian Government visa requirements. Students can have peace of mind when buying OSHC from Bupa. ·         Feature-Rich Policies – Bupa offers a wide variety of policies in Australia, catering to different requirements of international students. Students can choose OSHCs based on features and prices. ·         Huge Network of Hospitals – Students who choose Bupa OSHC get access to its huge network of hospitals while being sure that the cost for their treatment is covered upfront. ·         Ambulance Transportation – Bupa is renowned for providing unlimited emergency ambulance transportation and on-the-spot treatment by recognized providers. Many other providers either do not provide this service or offer it at a he...