Budget Policy

Australia is one of the most beautiful and livable countries with plenty of employment opportunities, world-class education, a travel destination, rich culture, and much more. The person can explore the country while studying, working, visiting, and living.   If the person is planning to visit Australia on a visitor visa, keep in mind that they must buy Overseas Visitor Health Cover (OVHC) policy before starting their visa application process. Nevertheless, many people do not know why OVHC policy is required to get an Australian visitor visa. Well! It is declared by the Australian Government that every international visitor migrating to Australia on work, travel, business, or any visa other than a student visa is required to purchase the OVHC policy. Note:  If someone does not buy the OVHC policy, he/she will become ineligible to process their Australian visa applications.   What is OVHC Policy?   The Overseas Visitor Health Cover (OVHC) policy will pro...

  The Department of Home Affairs mandates that overseas students must maintain Overseas Student Health Cover (OSHC) during their stay in Australia. The OSHC policy will cover hospital and medical-related expenses in case of getting sick or injured. International students and their dependents (like partners, family, or children under 18) are required to obtain OSHC before processing their visa applications. The overseas student health cover basically includes doctor visits, in-hospital treatments (some), ambulance cover, and limited medications. However, if overseas students do not have OSHC, they are not eligible to apply for an Australian student visa.                Why is it Essential for International Students to Have OSHC? International students must have OSHC (except those from Norway, Belgium, and Sweden) because it is a condition of the Australian student visa. OSHC allows overseas students to access healthcare without experie...

Finding the right 485 visa health insurance is crucial before you arrive in Australia on your study visa. The right health insurance for 485 not just helps you cover healthcare expenses away from home, but also fulfil the requirement of getting approval for your student visa as per the directives of the Australian Ministry of Home Affairs.  We, at Budget Policy, are right there with you round-the-clock to ensure you choose the right cover at the right price.  You are in the best-of-hands Buying and maintaining a valid 485 health insurance is necessary for almost all types of Australian visas. While the Australian Medicare provides government-funded medical treatment for permanent visa holders as well as several temporary visa holders, the 485 student visa holders normally need to have their private health insurance. Moreover, international students need to maintain valid health insurance at all times and no valid cover means their visa is liable to be revoked. Australian hea...