How To Find The Right 485 Health Insurance

Finding the right 485 visa health insurance is crucial before you arrive in Australia on your study visa. The right health insurance for 485 not just helps you cover healthcare expenses away from home, but also fulfil the requirement of getting approval for your student visa as per the directives of the Australian Ministry of Home Affairs. 

We, at Budget Policy, are right there with you round-the-clock to ensure you choose the right cover at the right price. 

You are in the best-of-hands

Buying and maintaining a valid 485 health insurance is necessary for almost all types of Australian visas. While the Australian Medicare provides government-funded medical treatment for permanent visa holders as well as several temporary visa holders, the 485 student visa holders normally need to have their private health insurance. Moreover, international students need to maintain valid health insurance at all times and no valid cover means their visa is liable to be revoked.


Australian health insurance requirements

For Student Visa 485, having an Overseas Student Health Cover is always a mandatory condition. This OSHC health cover helps the international students pay for their hospitalization, medical treatment, select prescribed medications, and even cover the cost of an emergency ambulance facility that you may need at a critical time. 

The 485 temporary graduate visa holders need to maintain a valid health insurance plan at all times during their stay in Australia. Almost all health cover packages allow you to pay fortnightly, weekly, or even monthly. 

Other than international students in Australia, holders of the Temporary Skill Shortage Visa also need to have a valid health cover during the entire duration of their stay in Australia. 

In several cases, an Overseas Visitor Health Cover, aka, OVHC is not a mandatory requirement, but international visitors are always recommended to have one as it can bail them out of trouble in the hour of need. 

In particular, having a visitor health cover is recommended when it comes to the elderly, people with any kind of disability, or children visiting Australia. Buying a health cover may save you tens of thousands of dollars in an unforeseen medical emergency. 

While choosing a health cover, you need to evaluate and compare plans on offer by different health insurance services providers in Australia. Compare the health insurance plans in terms of claim settlement rate, overall fee, type of medical and emergency treatments covered, compliance with visa requirements, etc.

Budget Policy provides you with a 1-click instant comparison of plans offered by some of Australia’s leading health insurers, including BUPA, AHM, NIB, Medibank, and more. Therefore, it gives you the freedom to compare plans and choose the one that best suits your needs. However, that is not all;

Budget Policy has collaborated with the leading health insurance providers in Australia to provide your affordable plans at up to 50% discount on standard rates, along with the liberty to choose your policy premium tenure.

So, why wait? Compare 485 health insurance plans and buy one now.


Location: Melbourne VIC, Australia

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