OSHC in Australia: A Complete Guide to Costs, Coverage, and Providers

 


Do you know Overseas Student Health Cover (OSHC) plays an important role in international students’ lives? Reason being, it is one of the key visa requirements that assures health, safety, and overall wellbeing of international students.

Australian medical healthcare system is very expensive though the best one in the world. If you are an international student, this blog will help you with OSHC cost, coverage, and providers. Ensuring, you choose the best plan.

What Is OSHC and Why Is It Important?

Overseas Student Health Cover (OSHC) is a health cover for international students in Australia. OSHC is important as it provides students access to essential medical services such as doctor visits to hospital stays, emergency ambulance services, and more. Therefore, regardless of medical assistance you might need, OSHC has you covered as well as ensures peace of mind.

Costs of OSHC in Australia

The cost of OSHC in Australia entirely depends on the provider you buy it from, policy type, and length of coverage. Therefore, it is best advised to compare prices before making a final decision. A platform like Budget Policy helps you find affordable yet comprehensive OSHC plans.

Factors affecting the cost of OSHC in Australia include:

·         Duration: This means the time for which you have bought the coverage i.e., 1 year, 2years, and so on.

·         Policy Type: There are three types of policies – singles, couple, and family.

·         Provider: Different providers - BUPA, nib, Medibank, and Allianz have different costs and coverage levels.

·         Coverage: This include the coverage your OSHC has.

Make sure to review each policy and provider while doing the comparison to get your hands on the right OSHC plan. Before buying a plan, make sure you know what is all included and excluded. For example, services like dental, optical, and physiotherapy are not covered under basic plans but are considered as additional.

Top OSHC Providers in Australia

BUPA

Being the leading health insurance provider in Australia, BUPA has a wide network of hospitals and clinics that enables its customers to get services easily and quickly.

NIB

NIB OSHC and OVHC covers you well, meeting the visa requirements of 16+ types of Australian visas, including student visa (Subclass 500) and visitor visa (subclass 600).

Medibank

We are one of the most sought-after Medibank OSHC and OVHC insurance policy providers in the market, offering wide range of OSHC and OVHC policies.

Allianz Care

Allianz Care is popular for serving best plans through extensive coverage and customer support, making it one of the sought-after providers for international students.

Conclusion

Overseas Student Health Cover (OSHC) is not just a student visa requirement it is more than that. It is your safety measure against unpredictable medical expenses in Australia. It relieves you from stress of paying out-of-pocket expenses.

However, you need to be sure before buying an OSHC plan, considering it your protection away from your home. Seek professional guidance from Budget Policy – your go-to platform for comparing and choosing best OSHC in Australia.

Our team of experts will do everything in their power to suggest you best plans from top providers - BUPA, nib, Medibank, AHM, and Allianz. Contact us and explore different plans. 
Location: Melbourne VIC, Australia

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