Why is Overseas Student Health Cover Necessary to Get Australian Student Visa?

The Overseas Student Health Cover (OSHC) health insurance policy helps international students with medical and hospital care costs during their stay in Australia. It pays for the student’s limited benefits for pharmaceuticals (medicines) and ambulance services.

The Department of Immigration and Citizenship (DIC) requires that all individuals carrying a student visa must maintain OSHC in Australia for their stay.

The Australian government does not cover overseas students’ health or medical expenses under the 'Medicare' public health insurance system. In addition, it will be very costly for an overseas student to cover the amount of hospital and other medical treatment on his or her own without OSHC.

Before buying the health insurance policy, the overseas students contact many health insurance providers to select the most suitable one according to their visa type. Academic institutions provide health insurance policies to international students, but many academic institutions have tie-up with only one health insurance provider. On the contrary, we have tie-ups with many health insurance providers and let you compare and purchase the most suitable one. The students who fail to get a health insurance policy risk getting a visa cancellation.

OSHC Australia covers hospital bills, doctor’s fees and medical services of international students.

Point to Note: The OSHC health insurance policy will not cover any medical treatment arranged before arrival to Australia or treatment in or out of Australia. OSHC health insurance does not typically cover optical, dental and physiotherapy expenses.

OSHC Australia


OSHC Policy in Australia

Budget Policy is one of Australia's most renowned and trusted OSHC intermediaries. We offer health cover policies at prices lower than the market price from different providers. Furthermore, we let you compare the policies’ prices and features at one place, i.e., our website. Our company is directly associated with renowned healthcare providers, so please feel free to contact us.

Top OSHC Policy Providers in Australia

Our company is directly associated with one of Australia’s most trusted and renowned education & migration agents – Asia Pacific Group. With its head office in Melbourne and branches in Sydney, Adelaide, Reservoir (VIC), Mohali (Chandigarh, India) and Manila (Philippines), Asia Pacific Group has been providing matchless, result-driven visa services since 2009. The company has assisted thousands of students to get admission to their desired courses.

We believe in providing high-quality services and offer our clients health cover policies at the lowest possible prices by keeping the profit margin on the back seat. We are one of the top health insurance policy providers in Australia. In addition to providing student cover, we offer health insurance covers for all other kinds of visas to Australia.

Here are some world-renowned health insurance providers we are associated with.

  •   NIB
  •    BUPA
  •   Medibank
  • AHM

 Outstanding Customer Service

 Budget Policy is renowned for its top-notch customer service. We have a dedicated team of experienced insurance counsellors guiding clients on buying the best possible OSHCs. Furthermore, our team ensures the clients get their policy covers within 24 working hours (except on public holidays and weekends). Because of a high volume of students from India, we offer exceptionally affordable OSHC prices for Australia student visas from India.

We offer insurance policies for all kinds of visas, like OSHC single, couple and family cover, at a lower price than the market. It also provides affordable health insurance covers to singles and professionals in Australia. Therefore, when it comes to buying health insurance cover in Australia, we are undoubtedly a one-stop portal for everyone!

Location: Australia

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