Everything You Need to Know About NIB OSHC Cover in Australia

An Overseas Student Health Cover, aka OSHC, is the mandatory health insurance for international students studying in Australia. As per the guidelines set forth by the Australian Ministry of Home Affairs, international students need to maintain health insurance for the entire duration of their stay in the country, failing which their visa is liable to be revoked.

 However, a health cover does not only fulfil your visa requirement, but it also comes in handy in an unforeseen event of a medical emergency, treatment, hospitalization, or ambulance service.

 Various revered health insurance providers offer OSHC policies that flaunt a diverse set of features. Since there are numerous health insurance plans around, choosing the best one gets a little tricky.

 Well, it does not have to as this article covers one of the most feature-rich health covers you can buy for your Australian study visa and safeguard your stay away from home.

NIB OSHC


 What is NIB OSHC?

 NIB is one of the largest and most trusted health insurance providers in Australia.

With over a million registered members across Australia, NIB provides health cover for 130,000+ international students and workers in the region.

NIB OSHC Cover fulfils the requirements of the Student Visa (Subclass 500) and Student Guardian Visa (Subclass 590). Moreover, it provides broad coverage of medical emergencies such as in-clinic treatment, hospitalization, ambulance cover, and prescription medicines.

Who needs NIB OSHC?

NIB OSHC is for international students studying in Australia holding a Student Visa (subclass 500). In case you have a family (spouse and/or children under 18) along with you in Australia, they also need to have a health cover.

A NIB OSHC plan covers you, you and your partner, as well as your first family, provided they are listed on your student visa.

However, the NIB cover does not include your extended family members, such as cousins, uncles, aunts, and grandparents.

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