Budget Policy

  Do you know Overseas Student Health Cover (OSHC) plays an important role in international students’ lives? Reason being, it is one of the key visa requirements that assures health, safety, and overall wellbeing of international students. Australian medical healthcare system is very expensive though the best one in the world. If you are an international student, this blog will help you with OSHC cost, coverage, and providers. Ensuring, you choose the best plan. What Is OSHC and Why Is It Important? Overseas Student Health Cover (OSHC) is a health cover for international students in Australia. OSHC is important as it provides students access to essential medical services such as doctor visits to hospital stays, emergency ambulance services, and more. Therefore, regardless of medical assistance you might need, OSHC has you covered as well as ensures peace of mind. Costs of OSHC in Australia The cost of OSHC in Australia entirely depends on the provider you buy it fro...

  Having an adequate health insurance is a prerequisite for many Australian visas, one of which is the common and most applied - student visa ( subclass 500 ) and visitor visa ( subclass 600 ). You must be aware of the various health cover plans, inclusions, exclusions, waiting periods, and much more to ensure buying the right coverage for your stay in the country. Overseas Student Health Cover (OSHC) is for international students moved to Australia to pursue higher studies. On the other hand, Overseas Visitor Health Cover (OVHC) is for intentional workers, travellers, and Temporary Graduate visas ( subclass 485 ) holders. The healthcare benefits of these two plans are similar yet different so, you must know the right cover to buy for your visa type. In the following blog, we will compare OSHC and OVHC to help you find a suitable health coverage. Purpose of OSHC The primary goal of OSHC is to support international students in Australia financially when it comes to healthc...

  It is quite common not to get the desired results out of your health cover in Australia. Reasons could be many – some may not like the benefits, some may not find the claim process easy, and others might believe provider’s services should be more efficient, and so on. However, it is not a big deal or something to worry about because you are allowed to switch your provider anytime while your health cover is active. In the following blog, we will talk about the simplified way of switching to NIB and everything you need to know about. 1. Why switch to NIB? NIB is one of the trusted names in the health insurance industry in Australia, providing an array of health plans to cater to different health needs and budget. Some of the key reasons to switch include: ·          Customizable Plans: With NIB, you can choose and customize OSHC and OVHC health cover plans depending on your current life stage and health requirements. ·  ...

Visiting Australia with a 651 e-Visitor visa is currently the most preferred pathway to experience the country’s beautiful scenery, energetic towns, and distinctive wildlife. Nonetheless, you have to make sure that you have sufficient and comprehensive health insurance coverage as an essential part of visa application. Although Australia has an excellent healthcare system, visitors with a 651 e-Visitor visa are not eligible for Medicare, the country’s public health insurance program. This means that, if you do not have enough health cover, any medical care you could want while being in Australia could be heavy on your pockets. The following blog highlights affordable-priced health policies designed for Australian 651 e-Visitor visa holders. Why You Need Health Insurance in Australia? International visitors’ health cover in Australia is known as Overseas Visitor Visa Health Cover or OVHC. Because medical care is so expensive in Australia, health cover is important for visitors ...

As an international student or visitor, it can be difficult to understand health cover. NIB is one of the most preferred health covers by people moving to Australia. They offer complete health cover options that are carefully curated to meet the unique needs of overseas students (OSHC) and visitors (OVHC). In the following blog, we will answer most common questions about NIB OSHC and OVHC , including clear understanding of benefits, enrolment, and coverage. What is NIB OSHC and Who Needs It? For international students studying in Australia, NIB OSHC is a health cover plan specified to their health needs. The Australian government requires every international student to have an adequate OSHC for the time they are in the country, ensuring their health is being taken care of. Common medical services included in NIB OSHC are doctor visits, hospital stays, emergency ambulance services, and prescription medicines. What Does NIB OSHC Cover? Following is a list of medical services covered by ...

Given its costly healthcare system, Australia considers health insurance as a necessity. Especially, if you are an international student or visitor, it becomes a lot more important to have one. First, it is one of the key visa requirements and second, it helps you cover your medical expenses while you enjoy your stay in the country peacefully. Finding the right and suitable health insurance plan is not everyone's cup of tea. You have to understand the healthcare system and the health plan options available. It will help you to find the plan that fits best with your interests. In the following guide, we will help you understand the Australian healthcare system and the plans available so you can make informed decisions. Understanding the Australian Healthcare System It is essential to have a basic knowledge of the Australian healthcare system before you go ahead for choosing your health coverage. Australia is home to the best health facilities and hospitals and even better heal...