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OVHC vs. OSHC: What is the Difference and Which One Do You Need?

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  Having an adequate health insurance is a prerequisite for many Australian visas, one of which is the common and most applied - student visa ( subclass 500 ) and visitor visa ( subclass 600 ). You must be aware of the various health cover plans, inclusions, exclusions, waiting periods, and much more to ensure buying the right coverage for your stay in the country. Overseas Student Health Cover (OSHC) is for international students moved to Australia to pursue higher studies. On the other hand, Overseas Visitor Health Cover (OVHC) is for intentional workers, travellers, and Temporary Graduate visas ( subclass 485 ) holders. The healthcare benefits of these two plans are similar yet different so, you must know the right cover to buy for your visa type. In the following blog, we will compare OSHC and OVHC to help you find a suitable health coverage. Purpose of OSHC The primary goal of OSHC is to support international students in Australia financially when it comes to healthcare
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Switching to NIB Made Easy: What You Need to Know

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  It is quite common not to get the desired results out of your health cover in Australia. Reasons could be many – some may not like the benefits, some may not find the claim process easy, and others might believe provider’s services should be more efficient, and so on. However, it is not a big deal or something to worry about because you are allowed to switch your provider anytime while your health cover is active. In the following blog, we will talk about the simplified way of switching to NIB and everything you need to know about. 1. Why switch to NIB? NIB is one of the trusted names in the health insurance industry in Australia, providing an array of health plans to cater to different health needs and budget. Some of the key reasons to switch include: ·          Customizable Plans: With NIB, you can choose and customize OSHC and OVHC health cover plans depending on your current life stage and health requirements. ·          Extras Coverage: You also get to include extra
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Affordable Health Policies for 651 e-Visitor Visa

Visiting Australia with a 651 e-Visitor visa is currently the most preferred pathway to experience the country’s beautiful scenery, energetic towns, and distinctive wildlife. Nonetheless, you have to make sure that you have sufficient and comprehensive health insurance coverage as an essential part of visa application. Although Australia has an excellent healthcare system, visitors with a 651 e-Visitor visa are not eligible for Medicare, the country’s public health insurance program. This means that, if you do not have enough health cover, any medical care you could want while being in Australia could be heavy on your pockets. The following blog highlights affordable-priced health policies designed for Australian 651 e-Visitor visa holders. Why You Need Health Insurance in Australia? International visitors’ health cover in Australia is known as Overseas Visitor Visa Health Cover or OVHC. Because medical care is so expensive in Australia, health cover is important for visitors
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Common Questions about NIB OSHC and OVHC Answered

As an international student or visitor, it can be difficult to understand health cover. NIB is one of the most preferred health covers by people moving to Australia. They offer complete health cover options that are carefully curated to meet the unique needs of overseas students (OSHC) and visitors (OVHC). In the following blog, we will answer most common questions about NIB OSHC and OVHC , including clear understanding of benefits, enrolment, and coverage. What is NIB OSHC and Who Needs It? For international students studying in Australia, NIB OSHC is a health cover plan specified to their health needs. The Australian government requires every international student to have an adequate OSHC for the time they are in the country, ensuring their health is being taken care of. Common medical services included in NIB OSHC are doctor visits, hospital stays, emergency ambulance services, and prescription medicines. What Does NIB OSHC Cover? Following is a list of medical services covered by
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Compare & Select the Optimal Health Insurance Plan

Given its costly healthcare system, Australia considers health insurance as a necessity. Especially, if you are an international student or visitor, it becomes a lot more important to have one. First, it is one of the key visa requirements and second, it helps you cover your medical expenses while you enjoy your stay in the country peacefully. Finding the right and suitable health insurance plan is not everyone's cup of tea. You have to understand the healthcare system and the health plan options available. It will help you to find the plan that fits best with your interests. In the following guide, we will help you understand the Australian healthcare system and the plans available so you can make informed decisions. Understanding the Australian Healthcare System It is essential to have a basic knowledge of the Australian healthcare system before you go ahead for choosing your health coverage. Australia is home to the best health facilities and hospitals and even better heal
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Mental Health Services: What is covered under OSHC?

 When you start on the exciting journey of studying or living in a foreign country, taking care of your health should be high on your priority list. It is important to make sure you have proper healthcare coverage in place. In Australia, international students are required to have Overseas Student Health Cover (OSHC) provided by various insurance providers. The health insurance not only covers a wide range of medical needs but also takes care of your mental health. In this blog, we will know about the details of what exactly OSHC covers when it comes to mental health services. Knowing the kind of support you will have access to during your stay in Australia can give you peace of mind and help you make the most out of your experience. What is OSHC? OSHC is a mandatory health insurance cover that international students must get while studying in Australia. It is designed to provide financial assistance for medical treatments and services that students may require during
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Navigating Wellness: Insights and Tips with NIB Health Insurance

When it comes to maintaining our health, having access to reliable health insurance is important. With NIB Health Insurance , you can have peace of mind knowing that you have a trusted partner in your healthcare journey. In this blog, we will explore valuable health insights and tips to help you make the most of your NIB Health Insurance coverage. From understanding your policy to making informed healthcare decisions, we have you covered. What is NIB Health Insurance? NIB Health Insurance is an Australian private health insurer that has been helping people protect their health and well-being for many years. As one of the country's leading health insurance providers, NIB offers a wide range of health insurance options to suit individual, family, and corporate needs. Understanding Your NIB Health Insurance Policy To maximize the benefits of your NIB Health Insurance, it is important to have a clear understanding of your policy. Here are some key points to consider: ·     
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