Budget Policy

  Having an adequate health insurance is a prerequisite for many Australian visas, one of which is the common and most applied - student visa ( subclass 500 ) and visitor visa ( subclass 600 ). You must be aware of the various health cover plans, inclusions, exclusions, waiting periods, and much more to ensure buying the right coverage for your stay in the country. Overseas Student Health Cover (OSHC) is for international students moved to Australia to pursue higher studies. On the other hand, Overseas Visitor Health Cover (OVHC) is for intentional workers, travellers, and Temporary Graduate visas ( subclass 485 ) holders. The healthcare benefits of these two plans are similar yet different so, you must know the right cover to buy for your visa type. In the following blog, we will compare OSHC and OVHC to help you find a suitable health coverage. Purpose of OSHC The primary goal of OSHC is to support international students in Australia financially when it comes to healthc...

  It is quite common not to get the desired results out of your health cover in Australia. Reasons could be many – some may not like the benefits, some may not find the claim process easy, and others might believe provider’s services should be more efficient, and so on. However, it is not a big deal or something to worry about because you are allowed to switch your provider anytime while your health cover is active. In the following blog, we will talk about the simplified way of switching to NIB and everything you need to know about. 1. Why switch to NIB? NIB is one of the trusted names in the health insurance industry in Australia, providing an array of health plans to cater to different health needs and budget. Some of the key reasons to switch include: ·          Customizable Plans: With NIB, you can choose and customize OSHC and OVHC health cover plans depending on your current life stage and health requirements. ·  ...